Word Studies


                                     Rev. K. W. Munday



Word Studies is presented by Rev. K. W. Munday, retired minister and former General Secretary of Assemblies of God for many years. He has served the body of Christ with grace and distinction, is an excellent, quality preacher and speaker, broadcaster, writer of books and still active in Christian service. His contributions here on Word Studies should prove a great means of blessing, inspiration and instruction.




This is a term that is in vogue at the moment, but unfortunately it is usually followed by the word crunch as we move into recession.


Credit is used in various ways, and always in a positive way. It indicates for instance good value. If your bank account is in credit, you are ‘in the black’, or if a student does well in his preliminary tests his success can earn credits towards more advanced studies. It’s all about esteem and value.


The tragedy comes when credit is lost. The world is now witnessing this; we were sailing along not really appreciating our credit and then suddenly it was all threatened and we ran into that dread and negative thing called debit. It’s nothing less than the reversal of fortunes, so severe that the big banks and well-known companies have gone to the wall. Who would have thought that those stable institutions could ever collapse, but they have, and not only them but individuals are suffering the consequences too through unemployment.


Credit has to be earned and worked for; a lesson we must all learn to get back to normal business.


There is also the possibility of the loss of personal credit, not of the monetary kind, but the value of esteem and character. We have seen it again and again when a person of ethical standing has fallen from grace, a kind of moral credit crunch, leaving their lives in pieces’, but before we throw stones there is a sense in which we have all lost our credit. The bible states (Rom.3:23) that ”A11 have sinner’s. Spiritually we have blown it, but there is a rescue plan. Christ is made to us righteousness. For the believer our account has been credited – Goodbye credit crunch!


Powerful Quotes


                                       Rev. L. Goodwin

                                       MOTIVATED QUOTES FOR MOTIVATED PEOPLE


My formula for success? Rise early, work late, strike oil – Jean Paul Getty


Ability is nothing without opportunity – Napoleon Bonaparte


Unless you enter the tiger’s den, you cannot take the cubs – Japanese Proverb


Don’t be afraid to take a big step. You can’t cross a chasm in twp small jumps – Anon


I like to work; it fascinates me. I can sit and look at it for hours – Jerome K. Jerome


Success is a state of mind. If you want success, start thinking of yourself as a success.

Joyce Brothers


Beware that the only ceiling of life has is the one you give it – Anon


There is nothing on earth you cannot have – once you have mentally accepted that vfact you can have it – Roberty Collier


Dave’s Snippets


                                         Dr. David Allen

RABBIE  BURNS (1759-1796)


It is 250 years since the birth of Scotland’s national poet. As the eighteenth century is not greatly celebrated by literary critics for the poetry that was produced south of the border, this Scottish poet shines out as an outstanding genius in both standard English  and his maternal  Lowland Scots. The pity is that only a few of his poems and songs are well known and he is often overlooked as the major figure that he undoubtedly is. Perhaps this anniversary will result in many looking at him again, especially the Sassenachs.



He was born in Alloway, in Ayrshire, and came from a poor family. He is often known as the Ploughman Poet; and one of his well known poems commemorates the occasion, when ploughing, he disturbed and unfortunately destroyed the nest of a mouse.  A line of it has become proverbial: “The best-laid schemes of mice an’ men /Gang aft agley.” As a poor man, he keenly felt that the life and fortunes of the poor were as fragile as that of the tiny, frightened mouse. That same verse, and also one he composed when  he had cut down a mountain daisy, both illustrate his love for beauty and his awareness  of mankind’s need  to avoid   exploiting and destroying  nature and so  preserve  what we would now call the ecological  balance.


One of the poet’s  satirical  verses  Holy Willie’s Prayer,  strongly  criticises the prevalent Presbyterianism at the period and  uses  the  hypocritical  eponymous  elder as its target. Willie likes his wee dram and   the lasses, but he is confident that, as one of the Elect, he has little fear of coming judgement!   Willie addresses the Almighty as follows:


                                      O Thou that in the Heavens does dwell

                                      Wha, as it pleases best Thysel,

                                      Sends ane to Heaven and ten to Hell

                                      A’ for thy glory,

                                      And no for onie guid or ill

                                      They’ve done before Thee!                 


It’s something of a caricature but it is not too far off the mark in terms of the popular Calvinism at the time! And, in contrast to all that, the sheer humanity of this Ploughman Poet sheds a wonderful glow on all his readers.


On this anniversary, pick up your copy  of Rabbie, as I have already done.